What is a Small Cash Loan?

A small cash loan is a great way to get a small amount of money fast! Whether you need the money for an unexpected dental bill, car repair or busy periods like the holiday season, Quick Cash doesn’t ask why you need. Because we operate completely online you can apply and get approved for your small cash loan within a matter of minutes. Not only that but depending on your financial institution you can receive your money within a matter of minutes to an hour if you apply during business hours.

This online process also ensures that your identity and personal information remains private, unlike occasionally uncomfortable face-to-face lending applications. The only information that you will need to provide is proof of identity, evidence of employment and stable income and your previous 90 days transaction history from your incoming receiving bank account. Quick Cash does occasionally conduct credit history checks, however, this is usually recent history and doesn’t generally occur for repeat customers. As a responsible lender Quick Cash does not approve loans for individuals under the age of 18 years, non-Australian citizens and individuals who receive majority of their income from Centrelink benefits.

At Quick Cash we offer unsecured small cash loans from $200-$1,600 that are repaid in a matter of weeks or months, depending on the size of the loan and your income. Many people become confused when loans are described as secured or unsecured but this basically refers to whether collateral is offered to guarantee loan repayment. We offer unsecured loans, which are based on the borrower’s measured capacity for repayment. Generally loan repayments are scheduled on a borrower’s payday to allow for more efficient and effective borrowing, a pre-agreed amount is automatically withdrawn weekly, monthly or yearly, so you know that your repayments are made regularly and on time.

Where can I get a Small Cash Loan?

Finding a reputable lender to get a loan isn’t always easy and can be time-consuming. One of the easiest ways to find a small cash loan is online! Not only will you have hundreds of options at your fingertips but you can apply and get approved for your loan from the comfort of your own home. Most online lenders such as Quick Cash operate completely online, ensuring your identity and information stay private and saving you costs that many brick and mortar lenders charge.

Simply fill out our application form and get your loan approved within a matter of minutes. All you’ll need is proof of identity, proof of a stable income and your bank statement from the previous 90 days – credit checks do occur occasionally but not always if there is sufficient evidence provided. As a responsible lender Quick Cash does assess your circumstances to ensure that you are not suffering any undue hardships that will make it difficult to repay a loan. The approval process than takes a matter of minutes and you could have your cash advance within the hour, sometimes even less!
Fill out our application form and get your small cash loan now!